Medical Conditions

Travel Insurance for people with medical conditions

Since the largest claims made under travel insurance is for medical treatment, insurance companies have to decide whether and how much to charge people who have pre existing medical conditions. If you have an accident or suffer from sickness then you should make sure your policy protects you. You would not want to take out a mortgage to repay the costs involved!

As insurance brokers, B Portwood have access to many travel insurance schemes, including those for people over 65, and most of them will offer terms for people with medical conditions.

In fact our cheap travel insurance quotation system emphasises the contact numbers for you to call so that you can find out on what basis your medical conditions can be protected.

For very serious medical conditions - including those with a terminal prognosis, people travelling specifically to obtain treatment for their conditions and those who are awaiting tests, we have a special travel insurance policy. (No age limit!)

However most medical conditions can be covered under our standard travel insurance policies. Some of these will cover minor medical conditions without having to be referred - details are in the policy wording or key facts document - or you can call us (01207 509446) and we can advise you further.

Once you have received a quote to cover your medical condition from an insurer you can either accept the terms or take out the policy without paying any additional premium. Please note that in this latter case then any claim arising directly or indirectly from your medical condition will be excluded (which may be a wider exclusion than you may expect). Naturally we cannot recommend that you take out the policy as you could face a large bill. In many cases, however, another of our travel insurance policies may cover your medical condition. Age is no problem - see our medical conditions for travel insurance over 65 webpage.

As travellers get older, medical conditions become more likely especially when over 65, over 70, over 75, over 80 or over 85. More information is available on travel insurance for the over 65 with medical conditions, the over 70 with medical conditions, the over 75 with medical conditions, the over 80 with medical conditions and the over 85 with medical conditions.

Compare our cheap travel insurance prices

More on travel insurance

At our main site, (which deals in landlord insurance) we have various travel insurance options to cover you if you have an accident or suffer sickness

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